Ledgerline — Security
Visual concept preview of the Fintech Trust template's Security page: Details the compliance posture, controls, and infrastructure guarantees. The sections below are a non-interactive composition of open-registry blocks.
Ledgerline is built for the review that comes after the integration: immutable records, least-privilege access, and evidence you export rather than assemble.
Every control below is enforced by the ledger itself rather than layered over it — which is why the evidence is exportable instead of reconstructed.
Immutable ledger
Entries are append-only. A correction is a new balanced entry referencing the one it corrects, so history never rewrites itself.
Maker-checker approvals
Payout batches over your threshold need a second approver. The approval, the approver, and the timestamp are part of the record, not a log line beside it.
Least-privilege access
Roles map to your identity provider and scope per account tree and per rail. SSO and SCIM are standard from the Scale tier, never a bolt-on.
Encryption and residency
AES-256 at rest, TLS 1.3 in transit, and per-region ledger clusters so records stay in the jurisdiction that governs them.
Continuous monitoring
Rail health, balance drift, and reconciliation coverage are watched on the same dashboards our on-call engineers page from.
Evidence on demand
Export the full chain for any transfer — authorization, approvals, rail responses, fees, reversals — as a signed archive with a verifiable hash.
A security page is only worth the commitments it is willing to put in a contract. These are ours, in the same words our agreements use.
Customer funds stay in accounts separate from operating capital and are reconciled to the ledger daily.
A contractual monthly availability target on the ledger API, with service credits when we miss it.
Written notification within 24 hours of a confirmed incident affecting your records, with the remediation plan attached.
- 99.99% monthly availability commitment
- 24 hours confirmed-incident notification
- Daily reconciliation of customer balances
- 7 years audit evidence retention
Ledgerline maintains SOC 2 Type II and PCI DSS Level 1 programs, an ISO 27001-aligned control set, and an annual third-party penetration test. Reports and the current control matrix go out under mutual NDA during diligence.
Every finding, remediation, and control change is tracked in the same system the engineering team ships from. Nothing about the compliance programme lives only in a slide deck — and because Ledgerline is a fictional concept, the posture described here is illustrative rather than certified.
The answers our security desk gives most often — usually before the questionnaire arrives.
The security desk answers standard questionnaires within two business days and attaches the current control matrix — no portal, no gate.